The Exeter is a British friendly society founded in 2008 with links going back as far as the 1880’s. The Exeter specialises in insurance products, including income protection, cash plans, private medical insurance, and life insurance.

Life insurance has become one of Exeter’s most important products, offering specialist Life Insurance for those living with a medical condition or multiple medical conditions. If you have been turned down for a Life Insurance policy before, due to your medical history, the Exeter might be a good fit.

“In our minds it comes down to one thing, a better understanding of the customer. That’s why we design products for specific audiences.”

-Exeter

• 2020 Winner Cover Excellence Awards: Best Individual Income Protection Insurance
• 2020 Winner Personal Finance Awards: Best Income Protection Insurance
• 2019 Winner Cover Excellence Awards: Best Individual Life Insurance
• 2019 Winner Paradigm Awards: Best Income Protection Provider
• 2019 Winner Cover Customer Care Awards: Customer Service ‘Above and Beyond’.

Types of cover include:

• Life Insurance
• Whole of Life Insurance
• Term Insurance
• Joint Insurance
• Over 50’s Insurance
• Critical Illness Insurance
• Income Protection Insurance
• Mortgage Protection Insurance

Additional Benefits of The Exeter:

• The Exeter has recognised a need to provide affordable life insurance to those with multiple medical issues. They created two products called Real Life and Managed Life
• Real-Life is a very flexible life insurance plan. The Exeter understand that the needs of a policyholder will change as their life circumstances evolve. A new house, an addition to the family or changing medical circumstances may all require the need to adapt coverage levels to reflect a unique situation which may increase, decrease, or keep premiums unchanged
• Managed Life tailors to those who have type 2 diabetes or weight issues which may see them struggle to put in place life insurance at an acceptable cost
• As part of Managed Life, policyholders have the chance to see a reduction in future premiums by managing their existing condition through an improved lifestyle
• The minimum level of lump-sum pay-out, also known as the sum assured is £20,000 and the maximum pay-out is £3 million in both the Real-Life policy and Managed Life policy
• Access to Healthwise mobile app. This app provides medical advice, mental health support and access to GP appointments
• Income Protection pay-outs between £500 and £10,000 a month. You can claim up to 60% of your taxable income up to £100,000 per annum, and 40% thereafter

Claims Record:

2020

Income Protection: 91% of claims paid. £10.1m paid out.

Either get a quick quote through our online form or call us to discuss the options with The Exeter. Affordable life insurance is within reach. Protect your loved ones today so you don’t have to worry about tomorrow.